Bad Credit Financing

Bad Credit Financing in Kansas City 

Victory Chrysler Dodge Jeep RAM- Bad Credit Financing

At Victory Chrysler Dodge Jeep RAM, our team of in-house finance experts understands that not every customer has stellar credit, but having credit challenges in your past should not stop you from owning a safe and reliable new vehicle. Maybe it will not be a brand new car, but it will provide you the dependable transportation you need to begin repairing or rebuilding your credit. We have a substantial inventory for you to explore and many options to assist you in securing a sub-prime loan. Rest assured, you are not the only person in Independence or Overland Park who has suffered some financial misfortune. The team at Victory Chrysler Dodge Jeep RAM is here to help you on the road to improving your credit with one of our high-quality pre-owned or new vehicles.

Easy Online Application

We know that it can be frustrating to spend hours selecting the perfect vehicle only to discover that you can't secure financing because of past credit issues. To help you avoid this embarrassment, we offer a fast online credit application. Just complete the form at home to learn more about what you can afford and possible finance options. If you have any questions or would like to speak to one of our in-house finance experts, give us a call at (913) 653-0385. We look forward to working with you to get you the loan you need on the vehicle you deserve.

The Next Step

Once we receive your credit app, our team will run the credit check and contact you to discuss our results. If there are any issues, our pro will work with you to get them corrected and then run the revised information. When we are finished with the dealer's finance side, you get to begin the exciting part, shopping for your new vehicle.

Understanding What Lenders What To Know

We work with many lenders to find you the best deal available. Our goal is to keep your monthly payments reasonably within your budget so that you can enjoy each day driving your new car. As a customer with past credit challenges, we want to help you improve your current credit score, not putting you in a position to create additional challenges.

It can be tough to discuss past credit problems with our finance specialists. But please understand that the more we know about your past and current financial situation, the more we can help you reach your goal for a new vehicle. The information we are gathering from you will help us answer all the questions that our lenders pose. Typically, they will want to know:

  • Your credit score
  • Your financial history
  • Your debt-to-income ratio
  • The amount of the loan that you are requesting

Even if you have faced a repossession, bankruptcy, or recently divorced, our team has the connections and skills needed to help you secure a loan for a new vehicle. Remember, if you have poor or no credit, the Victory Chrysler Dodge Jeep RAM finance specialists have options for you.