If your old vehicle has seen better days and you need to upgrade to something a little more reliable, you can find a wide selection of used models at Victory Chrysler Dodge Jeep RAM. We carry numerous vehicles under $20K to fit the tightest budgets of our customers in Kansas City, Overland Park, and Topeka.
When you visit Victory Chrysler Dodge Jeep RAM, you’ll find cars, trucks, SUVs, and minivans that are priced below $20K. Used vehicles at this price point are designed to work with tight budgets or people who want to pay cash for their vehicles.
If you’re trying to rebuild your credit from past financial problems or build your credit for the first time, it is often easier to get approved for a lower loan amount. Vehicles in the $20K category will often have lower payments, which means it is easier for you to make those monthly payments without breaking the budget.
With a lower-priced vehicle, you may be able to pay off the loan sooner, which will help rebuild your credit faster. Next time, you can qualify for a newer vehicle. You can get a loan with a shorter term. Instead of paying on a car loan for six or seven years, you have the vehicle paid off in three or four years.
If you are driving a vehicle now, you can bring it in as a trade-in for your down payment. We’ll value your vehicle and let you know how much it’s worth.
You can start the financing process by filling out a credit application. Complete it at the dealership or online. Once you submit the application to our finance center, they will review your information. The team has access to multiple loan products, which can help you get approved even if you’ve had trouble in the past.
We’ll let you know how much you have been approved for and the terms. Our sales team will show you the available models under $20K that fit those terms. You won’t waste your time looking at models you can’t afford because you’ll know the price range you’re working with.
Our team will go over the details of the loan with you as you sign the final paperwork. Once that’s completed, the vehicle is yours to enjoy. You’ll want to keep your vehicle running smoothly, so bring it back to Victory CDJR for service. Our service technicians will take care of the maintenance, such as oil changes, battery testing, and tire rotations.
With vehicles under $20K, many of them are older models that need a little extra care. Our service team will take care of any repairs that come up as parts wear out.
Find a vehicle you can afford that provides reliable transportation in our Under $20K category. Stop by Victory Chrysler Dodge Jeep RAM to find out how we can help you get into a better car, truck, SUV, or minivan today.
